Business Title

T: 02 9299 1144

AAA Money Residential Loans

Loans that Work For You

AAA Money have a variety of products that cater to self-employed/small business owner borrowers

Standard Variable

  • Make extra repayments to pay off your loan faster

  • Redraw your extra repayments, or use an offset account

  • Interest only or principal and interest

Fixed Loan

  • Your interest rate will not change during the fixed period

  • Choose from 1-5 years or 10 year fixed rate terms

Outside the Box

  • Complex investment loans

  • wholesale interest rates

  • Consutrction and renovation loans

  • Debt consolidaiton

  • Self employed financing

  • Wholesale refinancing 

  • SMSFs

  • Self employed and small business owners

What about Lo Doc Loans?

As a self-employed person, you may have heard of “low doc loans”, where lenders look at a different set of financial measures to assess your application.

The fact is, low doc loans are becoming less common due to responsible lending requirements, which call for your lender to be sure you can comfortably handle your loan repayments.

That said, the low doc route can be helpful for particularly a start-up business that is unable to present two years' worth of financials. 

The downsides of low doc loans include the following:

  • Not all lenders offer them. 

  • They often incur a higher interest rate.

  • You may be asked to provide a larger deposit (compared to a traditional home loan).​

Lo Doc Product Features

Eligibility: Self-Employed

Loan Amount: $2,500,000

LVR: 85%

Interest Only Option: 1-5 years

Alt Doc Income Requirements: Accountant letter; or 6 months BAS; or 3 months Business bank statements

P: 02 9299 1144 | E: | A: Level 1, 50 York Street, Sydney, NSW, 2000

©2020 by 'AAA' Money Australia. Australian Credit Licence #364 295.  ABN: 79 050 967 809