Welcome to AAA Money 

Your non-bank mortgage manager for over 30 years

Commercial funding your way

Commercial development finance

Access our Broker Portal

About Us

The AAA money team are experienced, reliable and efficient; with over 30 years of experience, we've seen it all and are prepared for even the most complex scenarios. 


We are a loan provider that provides loans using wholesale funds. We find the best fund for your unique loan needs and have competitive and responsive funders on our panel. We also have over 1100 accredited brokers and pride ourselves on exemplary service, always. 

Australian owned, and with our head office in Sydney’s CBD, the 'AAA' Money team maintains a prudent and disciplined approach to risk, underwriting, and compliance. In an increasingly complex global business environment, we continue to invest in our people, distribution partners, and our technology to deliver top quality processes.

Diverse Product Range
Professionalism. Teamwork. Quality. Customer Focus. Respect. 

Through access to a range of funding lines, AAA Money can offer a diverse product range to better meet individual client needs, and offer a range of solutions to difficult scenarios. Here are just a few reasons to choose AAA Money:

Lo Doc Options

  • Excellent products available for self employed and business owners

  • Accountant letter only needed to confirm income. Credit impaired options

Competitive  Options

  • Owner occupied or Investment from 3.45% p.a.

  • Refinance with cash out (no limits) to 80%.

  • 30 Year Term (reduce your monthly payment).

Commercial Loans

  • 25 year terms

  • LVR up to 75%

  • Loans from $200,00 to $5,000,000

  • No annual reviews

Complex Structures

  • Company/Trust/Self Employed, and complex company structures

  • Regardless of 10 entities of 1, we understand the transaction


High LVR No Fees

  • Up to 85% with no Lenders Mortgage Insurance (LMI)

  • 5% Non-Genuine savings - borrow up to 97% with LMI

The Process

Step 1

Meet and Greet

Arrange a time for a friendly chat with one of our team members. We can organise a chat over the phone, via Skype, FaceTime - or better yet, come meet us at our office. We are very happy to work around your schedule. 

You don't need to meet with us face-to-face, you can contact us at credit@aaamoney.com.au with your query and we'll reply within one day. 

In Meeting

I have recently dealt with 'AAA' Money. I couldn't have been happier with their service and attention to detail. These guys have definitely made my dreams come true!

S. Dargan - 'AAA' Client


I worked with Melissa and John for one of my business clients to secure a $20m loan.

Their knowledge and patience played a critical role in facilitating the deal. I certainly believe the outcome would be extremely different without their contribution.

'AAA' Money is the best loan provider in the market.

Jason H. - 'AAA' Broker

I'm so glad I came across 'AAA'!
If you're thinking of giving them your business - do it.
At 'AAA', they simply love finding the best deal, and will go out of their way to do so.
I couldn't be happier with their service.

B. Rosen - 'AAA' Client