We are Non-Bank Mortgage Managers with Focus & Persistence


Experience that Delivers

'AAA' Money was established in 1988. We are a non-bank mortgage provider who see themselves as part of the 'old school' - this means that our customer always comes first and is our top priority. Having been in business for over 30 years, we have learned that creating long term relationships is of key importance. What is a Mortgage Manager?  We are a loan provider that provides loans using wholesale funds. We find the best fund for your unique loan needs and have competitive and responsive funders on our panel. We also have over 1100 accredited brokers and pride ourselves on exemplary service, always. 

Experience That Matters 

Australian owned, and with our head office in Sydney’s CBD, the 'AAA' Money team maintains a prudent and disciplined approach to risk, underwriting, and compliance. 

Understanding the needs of our customers and originators is central to all strategic decisions which is why we dedicate one resource to each client. The process is more streamlined this way, where our clients and introducers are not bounced to different contacts throughout their finance journey.

Our Strengths

'AAA' Money provides funding via our established and long-standing Mortgage Originator partners as well as through other industry professionals.

In a forever changing and increasingly complex global business environment, we continue to invest in our people, distribution partners, and our technology to deliver quality processes, whilst ensuring that we continue to grow with strength.

We have over 30 years of experience in this industry.


We are continuously looking for ways to improve our operating system and services to ensure a high level of service for our clients and introducers


We hold ourselves to the highest standard. One of our mottoes is "the quick and the dead" - we aim to get the job done right and on time. 


We are firm believers in the saying "two heads are better than one". We believe in collaborative solutions and, therefore, hold weekly meetings with senoir management to brainstorm creative solutions for the particular tasks at hand.


We respond promptly to our customer queries. All emails are replied to within 20 minutes, 7 days a week.


We respect our team and our clients. We are strictly confidential regarding all customer information and data.


Beats the Competiton

Commercial Loans

Owner occupied or Investment from 3.45% p.a.

Refinance with cash out

(no limits) to 80%.

30 Year Term (reduce your monthly payment).

25 year terms

LVR up to 75%

Loans from $200,00 to $5,000,000

No annual reviews




Lo Doc Options

Excellent products available for self employed and business owners.

Accountant letter only needed to confirm income. 

Credit impaired options.


High Loan to Value Ratio (LVR)

No Fees

Up to 85% with no Lenders Mortgage Insurance (LMI).

5% Non-Genuine savings.

Borrow up to 97% with LMI.



Complex Structures

Company/Trust/Self Employed & complex company structures.

Regardless of 10 entities or 1, we understand the transaction.





Step 1:

Meet and Greet

Arrange a time for a friendly chat with one of our team members. We can organise a chat over the phone, via Skype, FaceTime - or better yet, come meet us at our office. We are very happy to work around your schedule. 

You don't need to meet with us face-to-face, you can contact us at credit@aaamoney.com.au with your query and we'll reply within one day. 


Our Client Testimonials - From Introducers and Direct Customers

What Else Does the 'AAA' Financial Group Do?

I have recently dealt with 'AAA' Money. I couldn't have been happier with their service and attention to detail. These guys have definitely made my dreams come true!

S. Dargan - 'AAA' Client

I worked with Melissa and John for one of my business clients to secure a $20m loan.

Their knowledge and patience played a critical role in facilitating the deal. I certainly believe the outcome would be extremely different without their contribution.

'AAA' Money is the best loan provider in the market.

Jason H. - 'AAA' Broker

I'm so glad I came across 'AAA'!
If you're thinking of giving them your business - do it.
At 'AAA', they simply love finding the best deal, and will go out of their way to do so.
I couldn't be happier with their service.

B. Rosen - 'AAA' Client


Opening Doors Since 1988, 'AAA' Mortgages has assisted tens of thousands of Australians with their Residential and Commercial Loan needs. 


'AAA' money residential and commercial mortgage provider. We tailor specifically for small business owners throughout Australia


The newest arm of our business. We saw a real need to offer our clients another level of service.

Let us work with you to secure your financial future. An expert service for families and business owners.

P: 02 9299 1144 | E: info@aaamoney.com.au | A: Level 1, 50 York Street, Sydney, NSW, 2000

©2020 by 'AAA' Money Australia. Australian Credit Licence #364 295.  ABN: 79 050 967 809